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Blue Skies

We Deliver Fast and Flexible Bridging Finance.

No up-front fees, no unnecessary delays, just straightforward reliable funding delivered on your timeline.

About Us.

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Direct Access. Flexible Solutions. Fast Decisions.

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At our core, we believe clear and direct communication is essential. That’s why you’ll deal directly with decision-makers—no intermediaries, no delays. As a privately funded lender, we use our own capital and do not rely on credit committees or underwriters, allowing us to move quickly and efficiently.

We pride ourselves on a flexible, solutions-oriented approach. Rather than fitting you into predefined lending products, we tailor financing solutions to meet your unique needs. Our streamlined application process takes just minutes, and every application is evaluated on its individual merits.

As a specialist lender, we’re committed to finding reasons to lend—not reasons to say no.

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Types of Loans

Bridging Loans

Flexible Financing Up to 70% LTV Across a Range of Property Types

We offer funding of up to 70% loan-to-value (LTV) on a wide variety of property types, including residential, semi-commercial, and commercial assets. Whether you're looking to purchase, refinance, or require funding for another purpose, we provide tailored solutions to suit your needs.

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Second Charge Loans

We offer second charge loans secured against existing properties, enabling clients to unlock equity without refinancing their primary mortgage. Funding is available up to 70% loan-to-value (LTV), providing a flexible and efficient way to access capital while maintaining existing financing arrangements.

Light & Heavy Refurbishment Loans

We provide funding for properties requiring both light and heavy refurbishment. In these cases, we are able to lend against the Gross Development Value (GDV), and can fund up to 100% of the refurbishment costs—often even for clients with limited development experience. Our flexible approach supports both seasoned and first-time developers in unlocking value through property improvements.

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Get in touch 

If you would like to hear more about what we can offer or if you would like to speak to one of our decision makers then please reach out directly

020 3886 2832

support@bluevalleyfinance.com

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To make a formal loan application, please click below.

Blue Valley Finance is registered with the FCA under the Money Laundering, Terrorist Financing and Transfer of Funds Regulations 2017.

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Blue Valley Finance is an Unregulated Lender. We do not offer regulated mortgage contracts. All loans are for Business Purposes only and not for personal, family or household use.

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